Cost of Living: Springfield, MA vs Cedar Rapids, IA (2026)

Springfield

Massachusetts
79
VS

Cedar Rapids

Iowa
65

Springfield is 22% more expensive than Cedar Rapids.

$1,114/mo ↑ 20%
Median Rent
$925/mo ↓ 17%
$51,339/yr ↓ 24%
Median Income
$67,859/yr ↑ 32%
$222,700 ↑ 26%
Home Value
$177,100 ↓ 20%
$1,276/mo ↑ 18%
Owner Costs
$1,084/mo ↓ 15%
154,751
Population
136,859

Tax Comparison

9.0%
Income Tax
5.7%
6.25%
State Sales Tax
6.0%
1.15%
Property Tax
1.57%

Affordability

26.0%
rent-to-income
Affordability
16.4%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Cedar Rapids, IA, the overall cost of living indices are 79 and 65 respectively (national median = 100). Rent is $189/month cheaper in Cedar Rapids, saving renters about $2,268/year.

Median household income is $16,520/year higher in Cedar Rapids. Home values also differ significantly — the median in Springfield is $222,700 compared to $177,100 in Cedar Rapids.

Iowa has a lower income tax rate, making Cedar Rapids slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Cedar Rapids — common questions

Is Springfield or Cedar Rapids cheaper to live in?
Based on our cost index, Cedar Rapids is cheaper to live in with an index of 65 compared to 79 (US average = 100).
What is the rent difference between Springfield and Cedar Rapids?
Median rent in Springfield is $1,114/month and in Cedar Rapids it's $925/month — a difference of $189/month.
Which city has higher income, Springfield or Cedar Rapids?
Median household income is $51,339 in Springfield and $67,859 in Cedar Rapids. Median household income is $16,520/year higher in Cedar Rapids.
How do taxes compare between Massachusetts and Iowa?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Iowa has 5.7% income tax, 6.0% sales tax, and 1.57% property tax.
Should I move to Springfield or Cedar Rapids?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Cedar Rapids has a cost index of 65 with rent of $925/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Cedar Rapids details →

More Comparisons

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