Cost of Living: Springfield, MA vs Columbia, MO (2026)

Springfield

Massachusetts
79
VS

Columbia

Missouri
80

Springfield and Columbia have a similar cost of living.

$1,114/mo ↑ 4%
Median Rent
$1,067/mo ↓ 4%
$51,339/yr ↓ 20%
Median Income
$64,488/yr ↑ 26%
$222,700 ↓ 17%
Home Value
$268,300 ↑ 20%
$1,276/mo ↑ 15%
Owner Costs
$1,114/mo ↓ 13%
154,751
Population
127,200

Tax Comparison

9.0%
Income Tax
4.95%
6.25%
State Sales Tax
4.225%
1.15%
Property Tax
0.93%

Affordability

26.0%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Columbia, MO, the overall cost of living indices are 79 and 80 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $13,149/year higher in Columbia. Home values also differ significantly — the median in Springfield is $222,700 compared to $268,300 in Columbia.

Missouri has a lower income tax rate, making Columbia slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Columbia — common questions

Is Springfield or Columbia cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 80 (US average = 100).
What is the rent difference between Springfield and Columbia?
Median rent in Springfield is $1,114/month and in Columbia it's $1,067/month — a difference of $47/month.
Which city has higher income, Springfield or Columbia?
Median household income is $51,339 in Springfield and $64,488 in Columbia. Median household income is $13,149/year higher in Columbia.
How do taxes compare between Massachusetts and Missouri?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Springfield or Columbia?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Columbia has a cost index of 80 with rent of $1,067/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Columbia details →

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