Cost of Living: Springfield, MA vs Concord, CA (2026)

Springfield

Massachusetts
79
VS

Concord

California
187

Springfield is 58% cheaper than Concord.

$1,114/mo ↓ 50%
Median Rent
$2,226/mo ↑ 100%
$51,339/yr ↓ 53%
Median Income
$109,195/yr ↑ 113%
$222,700 ↓ 71%
Home Value
$755,900 ↑ 239%
$1,276/mo ↓ 44%
Owner Costs
$2,284/mo ↑ 79%
154,751
Population
124,260

Tax Comparison

9.0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.15%
Property Tax
0.71%

Affordability

26.0%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Concord, CA, the overall cost of living indices are 79 and 187 respectively (national median = 100). Rent is $1,112/month cheaper in Springfield, saving renters about $13,344/year.

Median household income is $57,856/year higher in Concord. Home values also differ significantly — the median in Springfield is $222,700 compared to $755,900 in Concord.

Massachusetts has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Concord — common questions

Is Springfield or Concord cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 187 (US average = 100).
What is the rent difference between Springfield and Concord?
Median rent in Springfield is $1,114/month and in Concord it's $2,226/month — a difference of $1,112/month.
Which city has higher income, Springfield or Concord?
Median household income is $51,339 in Springfield and $109,195 in Concord. Median household income is $57,856/year higher in Concord.
How do taxes compare between Massachusetts and California?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Springfield or Concord?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Concord details →

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