Cost of Living: Springfield, MA vs Fargo, ND (2026)

Springfield

Massachusetts
79
VS

Fargo

North Dakota
73

Springfield is 8% more expensive than Fargo.

$1,114/mo ↑ 22%
Median Rent
$916/mo ↓ 18%
$51,339/yr ↓ 22%
Median Income
$66,029/yr ↑ 29%
$222,700 ↓ 17%
Home Value
$269,800 ↑ 21%
$1,276/mo ↑ 28%
Owner Costs
$997/mo ↓ 22%
154,751
Population
129,064

Tax Comparison

9.0%
Income Tax
2.5%
6.25%
State Sales Tax
5.0%
1.15%
Property Tax
0.98%

Affordability

26.0%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Fargo, ND, the overall cost of living indices are 79 and 73 respectively (national median = 100). Rent is $198/month cheaper in Fargo, saving renters about $2,376/year.

Median household income is $14,690/year higher in Fargo. Home values also differ significantly — the median in Springfield is $222,700 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Fargo — common questions

Is Springfield or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 79 (US average = 100).
What is the rent difference between Springfield and Fargo?
Median rent in Springfield is $1,114/month and in Fargo it's $916/month — a difference of $198/month.
Which city has higher income, Springfield or Fargo?
Median household income is $51,339 in Springfield and $66,029 in Fargo. Median household income is $14,690/year higher in Fargo.
How do taxes compare between Massachusetts and North Dakota?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Springfield or Fargo?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Fargo details →

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