Cost of Living: Springfield, MA vs Miami Gardens, FL (2026)

Springfield

Massachusetts
79
VS

Miami Gardens

Florida
115

Springfield is 31% cheaper than Miami Gardens.

$1,114/mo ↓ 35%
Median Rent
$1,709/mo ↑ 53%
$51,339/yr ↓ 16%
Median Income
$60,979/yr ↑ 19%
$222,700 ↓ 34%
Home Value
$337,200 ↑ 51%
$1,276/mo ↓ 22%
Owner Costs
$1,640/mo ↑ 29%
154,751
Population
111,264

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.15%
Property Tax
0.86%

Affordability

26.0%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Miami Gardens, FL, the overall cost of living indices are 79 and 115 respectively (national median = 100). Rent is $595/month cheaper in Springfield, saving renters about $7,140/year.

Median household income is $9,640/year higher in Miami Gardens. Home values also differ significantly — the median in Springfield is $222,700 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Miami Gardens — common questions

Is Springfield or Miami Gardens cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 115 (US average = 100).
What is the rent difference between Springfield and Miami Gardens?
Median rent in Springfield is $1,114/month and in Miami Gardens it's $1,709/month — a difference of $595/month.
Which city has higher income, Springfield or Miami Gardens?
Median household income is $51,339 in Springfield and $60,979 in Miami Gardens. Median household income is $9,640/year higher in Miami Gardens.
How do taxes compare between Massachusetts and Florida?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Springfield or Miami Gardens?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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