Cost of Living: Springfield, MA vs Midland, TX (2026)

Springfield

Massachusetts
79
VS

Midland

Texas
99

Springfield is 20% cheaper than Midland.

$1,114/mo ↓ 21%
Median Rent
$1,407/mo ↑ 26%
$51,339/yr ↓ 44%
Median Income
$91,169/yr ↑ 78%
$222,700 ↓ 25%
Home Value
$298,600 ↑ 34%
$1,276/mo ↓ 13%
Owner Costs
$1,468/mo ↑ 15%
154,751
Population
133,998

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Midland, TX, the overall cost of living indices are 79 and 99 respectively (national median = 100). Rent is $293/month cheaper in Springfield, saving renters about $3,516/year.

Median household income is $39,830/year higher in Midland. Home values also differ significantly — the median in Springfield is $222,700 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Midland — common questions

Is Springfield or Midland cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 99 (US average = 100).
What is the rent difference between Springfield and Midland?
Median rent in Springfield is $1,114/month and in Midland it's $1,407/month — a difference of $293/month.
Which city has higher income, Springfield or Midland?
Median household income is $51,339 in Springfield and $91,169 in Midland. Median household income is $39,830/year higher in Midland.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Midland?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Midland details →

More Comparisons

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