Cost of Living: Springfield, MA vs Odessa, TX (2026)

Springfield

Massachusetts
79
VS

Odessa

Texas
83

Springfield is 5% cheaper than Odessa.

$1,114/mo ↓ 16%
Median Rent
$1,322/mo ↑ 19%
$51,339/yr ↓ 30%
Median Income
$73,030/yr ↑ 42%
$222,700 ↑ 7%
Home Value
$208,000 ↓ 7%
$1,276/mo ↑ 2%
Owner Costs
$1,251/mo ↓ 2%
154,751
Population
114,080

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Odessa, TX, the overall cost of living indices are 79 and 83 respectively (national median = 100). Rent is $208/month cheaper in Springfield, saving renters about $2,496/year.

Median household income is $21,691/year higher in Odessa. Home values also differ significantly — the median in Springfield is $222,700 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Odessa — common questions

Is Springfield or Odessa cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 83 (US average = 100).
What is the rent difference between Springfield and Odessa?
Median rent in Springfield is $1,114/month and in Odessa it's $1,322/month — a difference of $208/month.
Which city has higher income, Springfield or Odessa?
Median household income is $51,339 in Springfield and $73,030 in Odessa. Median household income is $21,691/year higher in Odessa.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Odessa?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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