Cost of Living: Springfield, MA vs Round Rock, TX (2026)

Springfield

Massachusetts
79
VS

Round Rock

Texas
122

Springfield is 43% cheaper than Round Rock.

$1,114/mo ↓ 35%
Median Rent
$1,713/mo ↑ 54%
$51,339/yr ↓ 47%
Median Income
$97,187/yr ↑ 89%
$222,700 ↓ 42%
Home Value
$383,700 ↑ 72%
$1,276/mo ↓ 28%
Owner Costs
$1,781/mo ↑ 40%
154,751
Population
124,288

Tax Comparison

9.0%
Income Tax
0%
6.25%
Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Round Rock, TX, the overall cost of living indices are 79 and 122 respectively (national median = 100). Rent is $599/month cheaper in Springfield, saving renters about $7,188/year.

Median household income is $45,848/year higher in Round Rock. Home values also differ significantly — the median in Springfield is $222,700 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Round Rock — common questions

Is Springfield or Round Rock cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 122 (US average = 100).
What is the rent difference between Springfield and Round Rock?
Median rent in Springfield is $1,114/month and in Round Rock it's $1,713/month — a difference of $599/month.
Which city has higher income, Springfield or Round Rock?
Median household income is $51,339 in Springfield and $97,187 in Round Rock. Median household income is $45,848/year higher in Round Rock.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Round Rock?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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