Cost of Living: Springfield, MA vs Tyler, TX (2026)

Springfield

Massachusetts
79
VS

Tyler

Texas
79

Springfield and Tyler have a similar cost of living.

$1,114/mo ↓ 7%
Median Rent
$1,199/mo ↑ 8%
$51,339/yr ↓ 22%
Median Income
$65,527/yr ↑ 28%
$222,700 ↑ 3%
Home Value
$216,400 ↓ 3%
$1,276/mo ↑ 9%
Owner Costs
$1,170/mo ↓ 8%
154,751
Population
107,718

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Tyler, TX, the overall cost of living indices are 79 and 79 respectively (national median = 100). Rent is $85/month cheaper in Springfield, saving renters about $1,020/year.

Median household income is $14,188/year higher in Tyler. Home values also differ significantly — the median in Springfield is $222,700 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Tyler — common questions

Is Springfield or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 79 (US average = 100).
What is the rent difference between Springfield and Tyler?
Median rent in Springfield is $1,114/month and in Tyler it's $1,199/month — a difference of $85/month.
Which city has higher income, Springfield or Tyler?
Median household income is $51,339 in Springfield and $65,527 in Tyler. Median household income is $14,188/year higher in Tyler.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Tyler?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Tyler details →

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