Cost of Living: Springfield, MA vs Westminster, CO (2026)

Springfield

Massachusetts
79
VS

Westminster

Colorado
139

Springfield is 43% cheaper than Westminster.

$1,114/mo ↓ 39%
Median Rent
$1,816/mo ↑ 63%
$51,339/yr ↓ 47%
Median Income
$96,145/yr ↑ 87%
$222,700 ↓ 55%
Home Value
$497,400 ↑ 123%
$1,276/mo ↓ 31%
Owner Costs
$1,841/mo ↑ 44%
154,751
Population
115,546

Tax Comparison

9.0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.15%
Property Tax
0.51%

Affordability

26.0%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Westminster, CO, the overall cost of living indices are 79 and 139 respectively (national median = 100). Rent is $702/month cheaper in Springfield, saving renters about $8,424/year.

Median household income is $44,806/year higher in Westminster. Home values also differ significantly — the median in Springfield is $222,700 compared to $497,400 in Westminster.

Colorado has a lower income tax rate, making Westminster slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Westminster — common questions

Is Springfield or Westminster cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 139 (US average = 100).
What is the rent difference between Springfield and Westminster?
Median rent in Springfield is $1,114/month and in Westminster it's $1,816/month — a difference of $702/month.
Which city has higher income, Springfield or Westminster?
Median household income is $51,339 in Springfield and $96,145 in Westminster. Median household income is $44,806/year higher in Westminster.
How do taxes compare between Massachusetts and Colorado?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Springfield or Westminster?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Westminster details →

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