Cost of Living: Springfield, MO vs Billings, MT (2026)

Springfield

Missouri
60
VS

Billings

Montana
86

Springfield is 30% cheaper than Billings.

$920/mo ↓ 16%
Median Rent
$1,097/mo ↑ 19%
$45,984/yr ↓ 36%
Median Income
$71,855/yr ↑ 56%
$165,200 ↓ 47%
Home Value
$311,800 ↑ 89%
$908/mo ↓ 23%
Owner Costs
$1,177/mo ↑ 30%
169,432
Population
118,321

Tax Comparison

4.95%
Income Tax
6.75%
4.225%
State Sales Tax
0%
0.93%
Property Tax
0.74%

Affordability

24.0%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Springfield, MO and Billings, MT, the overall cost of living indices are 60 and 86 respectively (national median = 100). Rent is $177/month cheaper in Springfield, saving renters about $2,124/year.

Median household income is $25,871/year higher in Billings. Home values also differ significantly — the median in Springfield is $165,200 compared to $311,800 in Billings.

Missouri has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Billings — common questions

Is Springfield or Billings cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 60 compared to 86 (US average = 100).
What is the rent difference between Springfield and Billings?
Median rent in Springfield is $920/month and in Billings it's $1,097/month — a difference of $177/month.
Which city has higher income, Springfield or Billings?
Median household income is $45,984 in Springfield and $71,855 in Billings. Median household income is $25,871/year higher in Billings.
How do taxes compare between Missouri and Montana?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Springfield or Billings?
It depends on your priorities. Springfield has a cost index of 60 with median rent of $920/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Billings details →

More Comparisons

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