Cost of Living: Springfield, MO vs Cambridge, MA (2026)

Springfield

Missouri
60
VS

Cambridge

Massachusetts
239

Springfield is 75% cheaper than Cambridge.

$920/mo ↓ 66%
Median Rent
$2,742/mo ↑ 198%
$45,984/yr ↓ 64%
Median Income
$126,469/yr ↑ 175%
$165,200 ↓ 84%
Home Value
$1,040,500 ↑ 530%
$908/mo ↓ 66%
Owner Costs
$2,634/mo ↑ 190%
169,432
Population
117,794

Tax Comparison

4.95%
Income Tax
9.0%
4.225%
State Sales Tax
6.25%
0.93%
Property Tax
1.15%

Affordability

24.0%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Springfield, MO and Cambridge, MA, the overall cost of living indices are 60 and 239 respectively (national median = 100). Rent is $1,822/month cheaper in Springfield, saving renters about $21,864/year.

Median household income is $80,485/year higher in Cambridge. Home values also differ significantly — the median in Springfield is $165,200 compared to $1,040,500 in Cambridge.

Missouri has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Cambridge — common questions

Is Springfield or Cambridge cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 60 compared to 239 (US average = 100).
What is the rent difference between Springfield and Cambridge?
Median rent in Springfield is $920/month and in Cambridge it's $2,742/month — a difference of $1,822/month.
Which city has higher income, Springfield or Cambridge?
Median household income is $45,984 in Springfield and $126,469 in Cambridge. Median household income is $80,485/year higher in Cambridge.
How do taxes compare between Missouri and Massachusetts?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Springfield or Cambridge?
It depends on your priorities. Springfield has a cost index of 60 with median rent of $920/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Cambridge details →

More Comparisons

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