Cost of Living: St. Paul, MN vs Amarillo, TX (2026)

St. Paul

Minnesota
91
VS

Amarillo

Texas
69

St. Paul is 32% more expensive than Amarillo.

$1,248/mo ↑ 19%
Median Rent
$1,049/mo ↓ 16%
$73,055/yr ↑ 17%
Median Income
$62,469/yr ↓ 14%
$280,300 ↑ 50%
Home Value
$186,800 ↓ 33%
$1,390/mo ↑ 29%
Owner Costs
$1,074/mo ↓ 23%
307,762
Population
200,945

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Amarillo, TX, the overall cost of living indices are 91 and 69 respectively (national median = 100). Rent is $199/month cheaper in Amarillo, saving renters about $2,388/year.

Median household income is $10,586/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Amarillo — common questions

Is St. Paul or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 91 (US average = 100).
What is the rent difference between St. Paul and Amarillo?
Median rent in St. Paul is $1,248/month and in Amarillo it's $1,049/month — a difference of $199/month.
Which city has higher income, St. Paul or Amarillo?
Median household income is $73,055 in St. Paul and $62,469 in Amarillo. Median household income is $10,586/year higher in St. Paul.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Amarillo?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Amarillo details →

More Comparisons

Other cost of living comparisons for St. Paul and Amarillo

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Amarillo vs. Oxnard Amarillo vs. Tallahassee Amarillo vs. Augusta Amarillo vs. Birmingham Amarillo vs. McKinney Amarillo vs. Sunrise Manor