Cost of Living: St. Paul, MN vs Cape Coral, FL (2026)

St. Paul

Minnesota
91
VS

Cape Coral

Florida
114

St. Paul is 20% cheaper than Cape Coral.

$1,248/mo ↓ 29%
Median Rent
$1,751/mo ↑ 40%
$73,055/yr ↓ 4%
Median Income
$76,062/yr ↑ 4%
$280,300 ↓ 17%
Home Value
$339,200 ↑ 21%
$1,390/mo ↓ 9%
Owner Costs
$1,523/mo ↑ 10%
307,762
Population
206,387

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.0%
1.11%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Cape Coral, FL, the overall cost of living indices are 91 and 114 respectively (national median = 100). Rent is $503/month cheaper in St. Paul, saving renters about $6,036/year.

Median household income is $3,007/year higher in Cape Coral. Home values also differ significantly — the median in St. Paul is $280,300 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Cape Coral — common questions

Is St. Paul or Cape Coral cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 114 (US average = 100).
What is the rent difference between St. Paul and Cape Coral?
Median rent in St. Paul is $1,248/month and in Cape Coral it's $1,751/month — a difference of $503/month.
Which city has higher income, St. Paul or Cape Coral?
Median household income is $73,055 in St. Paul and $76,062 in Cape Coral. Median household income is $3,007/year higher in Cape Coral.
How do taxes compare between Minnesota and Florida?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Paul or Cape Coral?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Cape Coral details →

More Comparisons

Other cost of living comparisons for St. Paul and Cape Coral

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Cape Coral vs. Yonkers Cape Coral vs. Worcester Cape Coral vs. Fayetteville Cape Coral vs. Columbus Cape Coral vs. Rochester Cape Coral vs. Salt Lake City