Cost of Living: St. Paul, MN vs Carrollton, TX (2026)

St. Paul

Minnesota
91
VS

Carrollton

Texas
116

St. Paul is 22% cheaper than Carrollton.

$1,248/mo ↓ 25%
Median Rent
$1,674/mo ↑ 34%
$73,055/yr ↓ 26%
Median Income
$99,115/yr ↑ 36%
$280,300 ↓ 21%
Home Value
$353,600 ↑ 26%
$1,390/mo ↓ 18%
Owner Costs
$1,689/mo ↑ 22%
307,762
Population
132,741

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Carrollton, TX, the overall cost of living indices are 91 and 116 respectively (national median = 100). Rent is $426/month cheaper in St. Paul, saving renters about $5,112/year.

Median household income is $26,060/year higher in Carrollton. Home values also differ significantly — the median in St. Paul is $280,300 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Carrollton — common questions

Is St. Paul or Carrollton cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 116 (US average = 100).
What is the rent difference between St. Paul and Carrollton?
Median rent in St. Paul is $1,248/month and in Carrollton it's $1,674/month — a difference of $426/month.
Which city has higher income, St. Paul or Carrollton?
Median household income is $73,055 in St. Paul and $99,115 in Carrollton. Median household income is $26,060/year higher in Carrollton.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Carrollton?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Carrollton details →

More Comparisons

Other cost of living comparisons for St. Paul and Carrollton

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman