Cost of Living: St. Paul, MN vs Chandler, AZ (2026)

St. Paul

Minnesota
91
VS

Chandler

Arizona
134

St. Paul is 32% cheaper than Chandler.

$1,248/mo ↓ 31%
Median Rent
$1,806/mo ↑ 45%
$73,055/yr ↓ 30%
Median Income
$103,691/yr ↑ 42%
$280,300 ↓ 40%
Home Value
$469,800 ↑ 68%
$1,390/mo ↓ 20%
Owner Costs
$1,743/mo ↑ 25%
307,762
Population
278,123

Tax Comparison

9.85%
Income Tax
2.5%
6.875%
State Sales Tax
5.6%
1.11%
Property Tax
0.62%

Affordability

20.5%
rent-to-income
Affordability
20.9%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Chandler, AZ, the overall cost of living indices are 91 and 134 respectively (national median = 100). Rent is $558/month cheaper in St. Paul, saving renters about $6,696/year.

Median household income is $30,636/year higher in Chandler. Home values also differ significantly — the median in St. Paul is $280,300 compared to $469,800 in Chandler.

Arizona has a lower income tax rate, making Chandler slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Chandler — common questions

Is St. Paul or Chandler cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 134 (US average = 100).
What is the rent difference between St. Paul and Chandler?
Median rent in St. Paul is $1,248/month and in Chandler it's $1,806/month — a difference of $558/month.
Which city has higher income, St. Paul or Chandler?
Median household income is $73,055 in St. Paul and $103,691 in Chandler. Median household income is $30,636/year higher in Chandler.
How do taxes compare between Minnesota and Arizona?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to St. Paul or Chandler?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Chandler has a cost index of 134 with rent of $1,806/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Chandler details →

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