Cost of Living: St. Paul, MN vs Concord, CA (2026)

St. Paul

Minnesota
91
VS

Concord

California
187

St. Paul is 51% cheaper than Concord.

$1,248/mo ↓ 44%
Median Rent
$2,226/mo ↑ 78%
$73,055/yr ↓ 33%
Median Income
$109,195/yr ↑ 49%
$280,300 ↓ 63%
Home Value
$755,900 ↑ 170%
$1,390/mo ↓ 39%
Owner Costs
$2,284/mo ↑ 64%
307,762
Population
124,260

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Concord, CA, the overall cost of living indices are 91 and 187 respectively (national median = 100). Rent is $978/month cheaper in St. Paul, saving renters about $11,736/year.

Median household income is $36,140/year higher in Concord. Home values also differ significantly — the median in St. Paul is $280,300 compared to $755,900 in Concord.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Concord — common questions

Is St. Paul or Concord cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 187 (US average = 100).
What is the rent difference between St. Paul and Concord?
Median rent in St. Paul is $1,248/month and in Concord it's $2,226/month — a difference of $978/month.
Which city has higher income, St. Paul or Concord?
Median household income is $73,055 in St. Paul and $109,195 in Concord. Median household income is $36,140/year higher in Concord.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to St. Paul or Concord?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Concord details →

More Comparisons

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