Cost of Living: St. Paul, MN vs Frisco, TX (2026)

St. Paul

Minnesota
91
VS

Frisco

Texas
162

St. Paul is 44% cheaper than Frisco.

$1,248/mo ↓ 34%
Median Rent
$1,902/mo ↑ 52%
$73,055/yr ↓ 50%
Median Income
$146,158/yr ↑ 100%
$280,300 ↓ 53%
Home Value
$595,400 ↑ 112%
$1,390/mo ↓ 42%
Owner Costs
$2,389/mo ↑ 72%
307,762
Population
210,238

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Frisco, TX, the overall cost of living indices are 91 and 162 respectively (national median = 100). Rent is $654/month cheaper in St. Paul, saving renters about $7,848/year.

Median household income is $73,103/year higher in Frisco. Home values also differ significantly — the median in St. Paul is $280,300 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Frisco — common questions

Is St. Paul or Frisco cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 162 (US average = 100).
What is the rent difference between St. Paul and Frisco?
Median rent in St. Paul is $1,248/month and in Frisco it's $1,902/month — a difference of $654/month.
Which city has higher income, St. Paul or Frisco?
Median household income is $73,055 in St. Paul and $146,158 in Frisco. Median household income is $73,103/year higher in Frisco.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Frisco?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Frisco details →

More Comparisons

Other cost of living comparisons for St. Paul and Frisco

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers