Cost of Living: St. Paul, MN vs Laredo, TX (2026)

St. Paul

Minnesota
91
VS

Laredo

Texas
67

St. Paul is 36% more expensive than Laredo.

$1,248/mo ↑ 25%
Median Rent
$1,001/mo ↓ 20%
$73,055/yr ↑ 15%
Median Income
$63,264/yr ↓ 13%
$280,300 ↑ 54%
Home Value
$182,400 ↓ 35%
$1,390/mo ↑ 30%
Owner Costs
$1,066/mo ↓ 23%
307,762
Population
255,949

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Laredo, TX, the overall cost of living indices are 91 and 67 respectively (national median = 100). Rent is $247/month cheaper in Laredo, saving renters about $2,964/year.

Median household income is $9,791/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Laredo — common questions

Is St. Paul or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 91 (US average = 100).
What is the rent difference between St. Paul and Laredo?
Median rent in St. Paul is $1,248/month and in Laredo it's $1,001/month — a difference of $247/month.
Which city has higher income, St. Paul or Laredo?
Median household income is $73,055 in St. Paul and $63,264 in Laredo. Median household income is $9,791/year higher in St. Paul.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Laredo?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Laredo details →

More Comparisons

Other cost of living comparisons for St. Paul and Laredo

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