Cost of Living: St. Paul, MN vs Miami Gardens, FL (2026)

St. Paul

Minnesota
91
VS

Miami Gardens

Florida
115

St. Paul is 21% cheaper than Miami Gardens.

$1,248/mo ↓ 27%
Median Rent
$1,709/mo ↑ 37%
$73,055/yr ↑ 20%
Median Income
$60,979/yr ↓ 17%
$280,300 ↓ 17%
Home Value
$337,200 ↑ 20%
$1,390/mo ↓ 15%
Owner Costs
$1,640/mo ↑ 18%
307,762
Population
111,264

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.0%
1.11%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Miami Gardens, FL, the overall cost of living indices are 91 and 115 respectively (national median = 100). Rent is $461/month cheaper in St. Paul, saving renters about $5,532/year.

Median household income is $12,076/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Miami Gardens — common questions

Is St. Paul or Miami Gardens cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 115 (US average = 100).
What is the rent difference between St. Paul and Miami Gardens?
Median rent in St. Paul is $1,248/month and in Miami Gardens it's $1,709/month — a difference of $461/month.
Which city has higher income, St. Paul or Miami Gardens?
Median household income is $73,055 in St. Paul and $60,979 in Miami Gardens. Median household income is $12,076/year higher in St. Paul.
How do taxes compare between Minnesota and Florida?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Paul or Miami Gardens?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Miami Gardens details →

More Comparisons

Other cost of living comparisons for St. Paul and Miami Gardens

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Miami Gardens vs. Pueblo Miami Gardens vs. Everett Miami Gardens vs. Murrieta Miami Gardens vs. Costa Mesa Miami Gardens vs. Downey Miami Gardens vs. Temecula