Cost of Living: St. Paul, MN vs Midland, TX (2026)

St. Paul

Minnesota
91
VS

Midland

Texas
99

St. Paul is 8% cheaper than Midland.

$1,248/mo ↓ 11%
Median Rent
$1,407/mo ↑ 13%
$73,055/yr ↓ 20%
Median Income
$91,169/yr ↑ 25%
$280,300 ↓ 6%
Home Value
$298,600 ↑ 7%
$1,390/mo ↓ 5%
Owner Costs
$1,468/mo ↑ 6%
307,762
Population
133,998

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Midland, TX, the overall cost of living indices are 91 and 99 respectively (national median = 100). Rent is $159/month cheaper in St. Paul, saving renters about $1,908/year.

Median household income is $18,114/year higher in Midland. Home values also differ significantly — the median in St. Paul is $280,300 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Midland — common questions

Is St. Paul or Midland cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 99 (US average = 100).
What is the rent difference between St. Paul and Midland?
Median rent in St. Paul is $1,248/month and in Midland it's $1,407/month — a difference of $159/month.
Which city has higher income, St. Paul or Midland?
Median household income is $73,055 in St. Paul and $91,169 in Midland. Median household income is $18,114/year higher in Midland.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Midland?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Midland details →

More Comparisons

Other cost of living comparisons for St. Paul and Midland

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