Cost of Living: St. Paul, MN vs Oxnard, CA (2026)

St. Paul

Minnesota
91
VS

Oxnard

California
159

St. Paul is 43% cheaper than Oxnard.

$1,248/mo ↓ 36%
Median Rent
$1,962/mo ↑ 57%
$73,055/yr ↓ 22%
Median Income
$93,372/yr ↑ 28%
$280,300 ↓ 55%
Home Value
$617,800 ↑ 120%
$1,390/mo ↓ 30%
Owner Costs
$1,976/mo ↑ 42%
307,762
Population
201,014

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Oxnard, CA, the overall cost of living indices are 91 and 159 respectively (national median = 100). Rent is $714/month cheaper in St. Paul, saving renters about $8,568/year.

Median household income is $20,317/year higher in Oxnard. Home values also differ significantly — the median in St. Paul is $280,300 compared to $617,800 in Oxnard.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Oxnard — common questions

Is St. Paul or Oxnard cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 159 (US average = 100).
What is the rent difference between St. Paul and Oxnard?
Median rent in St. Paul is $1,248/month and in Oxnard it's $1,962/month — a difference of $714/month.
Which city has higher income, St. Paul or Oxnard?
Median household income is $73,055 in St. Paul and $93,372 in Oxnard. Median household income is $20,317/year higher in Oxnard.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to St. Paul or Oxnard?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Oxnard details →

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