Cost of Living: St. Paul, MN vs Pearland, TX (2026)

St. Paul

Minnesota
91
VS

Pearland

Texas
121

St. Paul is 25% cheaper than Pearland.

$1,248/mo ↓ 29%
Median Rent
$1,759/mo ↑ 41%
$73,055/yr ↓ 35%
Median Income
$112,470/yr ↑ 54%
$280,300 ↓ 15%
Home Value
$330,900 ↑ 18%
$1,390/mo ↓ 29%
Owner Costs
$1,962/mo ↑ 41%
307,762
Population
125,983

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Pearland, TX, the overall cost of living indices are 91 and 121 respectively (national median = 100). Rent is $511/month cheaper in St. Paul, saving renters about $6,132/year.

Median household income is $39,415/year higher in Pearland. Home values also differ significantly — the median in St. Paul is $280,300 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Pearland — common questions

Is St. Paul or Pearland cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 121 (US average = 100).
What is the rent difference between St. Paul and Pearland?
Median rent in St. Paul is $1,248/month and in Pearland it's $1,759/month — a difference of $511/month.
Which city has higher income, St. Paul or Pearland?
Median household income is $73,055 in St. Paul and $112,470 in Pearland. Median household income is $39,415/year higher in Pearland.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Pearland?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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