Cost of Living: St. Paul, MN vs Rancho Cucamonga, CA (2026)

St. Paul

Minnesota
91
VS

Rancho Cucamonga

California
182

St. Paul is 50% cheaper than Rancho Cucamonga.

$1,248/mo ↓ 45%
Median Rent
$2,286/mo ↑ 83%
$73,055/yr ↓ 33%
Median Income
$109,511/yr ↑ 50%
$280,300 ↓ 60%
Home Value
$694,400 ↑ 148%
$1,390/mo ↓ 40%
Owner Costs
$2,324/mo ↑ 67%
307,762
Population
174,693

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Rancho Cucamonga, CA, the overall cost of living indices are 91 and 182 respectively (national median = 100). Rent is $1,038/month cheaper in St. Paul, saving renters about $12,456/year.

Median household income is $36,456/year higher in Rancho Cucamonga. Home values also differ significantly — the median in St. Paul is $280,300 compared to $694,400 in Rancho Cucamonga.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Rancho Cucamonga — common questions

Is St. Paul or Rancho Cucamonga cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 182 (US average = 100).
What is the rent difference between St. Paul and Rancho Cucamonga?
Median rent in St. Paul is $1,248/month and in Rancho Cucamonga it's $2,286/month — a difference of $1,038/month.
Which city has higher income, St. Paul or Rancho Cucamonga?
Median household income is $73,055 in St. Paul and $109,511 in Rancho Cucamonga. Median household income is $36,456/year higher in Rancho Cucamonga.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to St. Paul or Rancho Cucamonga?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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