Cost of Living: St. Paul, MN vs Spring Hill, FL (2026)

St. Paul

Minnesota
91
VS

Spring Hill

Florida
85

St. Paul is 7% more expensive than Spring Hill.

$1,248/mo ↓ 4%
Median Rent
$1,301/mo ↑ 4%
$73,055/yr ↑ 10%
Median Income
$66,557/yr ↓ 9%
$280,300 ↑ 13%
Home Value
$248,400 ↓ 11%
$1,390/mo ↑ 21%
Owner Costs
$1,153/mo ↓ 17%
307,762
Population
118,814

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.0%
1.11%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Spring Hill, FL, the overall cost of living indices are 91 and 85 respectively (national median = 100). Rent is $53/month cheaper in St. Paul, saving renters about $636/year.

Median household income is $6,498/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Spring Hill — common questions

Is St. Paul or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 91 (US average = 100).
What is the rent difference between St. Paul and Spring Hill?
Median rent in St. Paul is $1,248/month and in Spring Hill it's $1,301/month — a difference of $53/month.
Which city has higher income, St. Paul or Spring Hill?
Median household income is $73,055 in St. Paul and $66,557 in Spring Hill. Median household income is $6,498/year higher in St. Paul.
How do taxes compare between Minnesota and Florida?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Paul or Spring Hill?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Spring Hill details →

More Comparisons

Other cost of living comparisons for St. Paul and Spring Hill

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Spring Hill vs. West Palm Beach Spring Hill vs. Wilmington Spring Hill vs. Hartford Spring Hill vs. Billings Spring Hill vs. Fairfield Spring Hill vs. Richardson