Cost of Living: St. Paul, MN vs Temecula, CA (2026)

St. Paul

Minnesota
91
VS

Temecula

California
179

St. Paul is 49% cheaper than Temecula.

$1,248/mo ↓ 46%
Median Rent
$2,297/mo ↑ 84%
$73,055/yr ↓ 38%
Median Income
$117,840/yr ↑ 61%
$280,300 ↓ 56%
Home Value
$640,400 ↑ 128%
$1,390/mo ↓ 43%
Owner Costs
$2,435/mo ↑ 75%
307,762
Population
110,404

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Temecula, CA, the overall cost of living indices are 91 and 179 respectively (national median = 100). Rent is $1,049/month cheaper in St. Paul, saving renters about $12,588/year.

Median household income is $44,785/year higher in Temecula. Home values also differ significantly — the median in St. Paul is $280,300 compared to $640,400 in Temecula.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Temecula — common questions

Is St. Paul or Temecula cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 179 (US average = 100).
What is the rent difference between St. Paul and Temecula?
Median rent in St. Paul is $1,248/month and in Temecula it's $2,297/month — a difference of $1,049/month.
Which city has higher income, St. Paul or Temecula?
Median household income is $73,055 in St. Paul and $117,840 in Temecula. Median household income is $44,785/year higher in Temecula.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to St. Paul or Temecula?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Temecula details →

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