Cost of Living: St. Paul, MN vs Toledo, OH (2026)

St. Paul

Minnesota
91
VS

Toledo

Ohio
52

St. Paul is 75% more expensive than Toledo.

$1,248/mo ↑ 42%
Median Rent
$880/mo ↓ 29%
$73,055/yr ↑ 54%
Median Income
$47,532/yr ↓ 35%
$280,300 ↑ 162%
Home Value
$107,000 ↓ 62%
$1,390/mo ↑ 62%
Owner Costs
$856/mo ↓ 38%
307,762
Population
268,461

Tax Comparison

9.85%
Income Tax
3.5%
6.875%
State Sales Tax
5.75%
1.11%
Property Tax
1.53%

Affordability

20.5%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Toledo, OH, the overall cost of living indices are 91 and 52 respectively (national median = 100). Rent is $368/month cheaper in Toledo, saving renters about $4,416/year.

Median household income is $25,523/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Toledo — common questions

Is St. Paul or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 91 (US average = 100).
What is the rent difference between St. Paul and Toledo?
Median rent in St. Paul is $1,248/month and in Toledo it's $880/month — a difference of $368/month.
Which city has higher income, St. Paul or Toledo?
Median household income is $73,055 in St. Paul and $47,532 in Toledo. Median household income is $25,523/year higher in St. Paul.
How do taxes compare between Minnesota and Ohio?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to St. Paul or Toledo?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Toledo details →

More Comparisons

Other cost of living comparisons for St. Paul and Toledo

St. Paul vs. Irvine St. Paul vs. Newark St. Paul vs. Cincinnati St. Paul vs. Pittsburgh St. Paul vs. Santa Ana St. Paul vs. Greensboro Toledo vs. Reno Toledo vs. Fort Wayne Toledo vs. North Las Vegas Toledo vs. Lubbock Toledo vs. Gilbert Toledo vs. St. Petersburg