Cost of Living: Stockton, CA vs Concord, CA (2026)

Stockton

California
115
VS

Concord

California
187

Stockton is 39% cheaper than Concord.

$1,495/mo ↓ 33%
Median Rent
$2,226/mo ↑ 49%
$76,851/yr ↓ 30%
Median Income
$109,195/yr ↑ 42%
$412,900 ↓ 45%
Home Value
$755,900 ↑ 83%
$1,555/mo ↓ 32%
Owner Costs
$2,284/mo ↑ 47%
320,470
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.3%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Stockton, CA and Concord, CA, the overall cost of living indices are 115 and 187 respectively (national median = 100). Rent is $731/month cheaper in Stockton, saving renters about $8,772/year.

Median household income is $32,344/year higher in Concord. Home values also differ significantly — the median in Stockton is $412,900 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Stockton vs Concord — common questions

Is Stockton or Concord cheaper to live in?
Based on our cost index, Stockton is cheaper to live in with an index of 115 compared to 187 (US average = 100).
What is the rent difference between Stockton and Concord?
Median rent in Stockton is $1,495/month and in Concord it's $2,226/month — a difference of $731/month.
Which city has higher income, Stockton or Concord?
Median household income is $76,851 in Stockton and $109,195 in Concord. Median household income is $32,344/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Stockton or Concord?
It depends on your priorities. Stockton has a cost index of 115 with median rent of $1,495/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Stockton details → View Concord details →

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