Cost of Living: Tacoma, WA vs McKinney, TX (2026)

Tacoma

Washington
126
VS

McKinney

Texas
138

Tacoma is 9% cheaper than McKinney.

$1,597/mo ↓ 13%
Median Rent
$1,841/mo ↑ 15%
$83,857/yr ↓ 30%
Median Income
$120,273/yr ↑ 43%
$454,600 ↑ 3%
Home Value
$439,500 ↓ 3%
$1,747/mo ↓ 17%
Owner Costs
$2,101/mo ↑ 20%
220,482
Population
202,314

Tax Comparison

0%
Income Tax
0%
6.5%
State Sales Tax
6.25%
0.92%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Tacoma, WA and McKinney, TX, the overall cost of living indices are 126 and 138 respectively (national median = 100). Rent is $244/month cheaper in Tacoma, saving renters about $2,928/year.

Median household income is $36,416/year higher in McKinney. Home values also differ significantly — the median in Tacoma is $454,600 compared to $439,500 in McKinney.

Frequently Asked Questions

Tacoma vs McKinney — common questions

Is Tacoma or McKinney cheaper to live in?
Based on our cost index, Tacoma is cheaper to live in with an index of 126 compared to 138 (US average = 100).
What is the rent difference between Tacoma and McKinney?
Median rent in Tacoma is $1,597/month and in McKinney it's $1,841/month — a difference of $244/month.
Which city has higher income, Tacoma or McKinney?
Median household income is $83,857 in Tacoma and $120,273 in McKinney. Median household income is $36,416/year higher in McKinney.
How do taxes compare between Washington and Texas?
Washington has 0% income tax, 6.5% sales tax, and 0.92% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tacoma or McKinney?
It depends on your priorities. Tacoma has a cost index of 126 with median rent of $1,597/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tacoma details → View McKinney details →

More Comparisons

Other cost of living comparisons for Tacoma and McKinney

Tacoma vs. San Bernardino Tacoma vs. Port St. Lucie Tacoma vs. Hialeah Tacoma vs. Spring Valley Tacoma vs. Baton Rouge Tacoma vs. Huntsville McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo