Cost of Living: Tampa, FL vs Honolulu, HI (2026)

Tampa

Florida
113
VS

Honolulu

Hawaii
175

Tampa is 35% cheaper than Honolulu.

$1,567/mo ↓ 12%
Median Rent
$1,783/mo ↑ 14%
$71,302/yr ↓ 17%
Median Income
$85,428/yr ↑ 20%
$375,300 ↓ 55%
Home Value
$834,100 ↑ 122%
$1,553/mo ↓ 14%
Owner Costs
$1,809/mo ↑ 16%
393,389
Population
346,323

Tax Comparison

0%
Income Tax
11.0%
6.0%
State Sales Tax
4.0%
0.86%
Property Tax
0.32%

Affordability

26.4%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Honolulu, HI, the overall cost of living indices are 113 and 175 respectively (national median = 100). Rent is $216/month cheaper in Tampa, saving renters about $2,592/year.

Median household income is $14,126/year higher in Honolulu. Home values also differ significantly — the median in Tampa is $375,300 compared to $834,100 in Honolulu.

Florida has no state income tax, giving Tampa residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Tampa vs Honolulu — common questions

Is Tampa or Honolulu cheaper to live in?
Based on our cost index, Tampa is cheaper to live in with an index of 113 compared to 175 (US average = 100).
What is the rent difference between Tampa and Honolulu?
Median rent in Tampa is $1,567/month and in Honolulu it's $1,783/month — a difference of $216/month.
Which city has higher income, Tampa or Honolulu?
Median household income is $71,302 in Tampa and $85,428 in Honolulu. Median household income is $14,126/year higher in Honolulu.
How do taxes compare between Florida and Hawaii?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax.
Should I move to Tampa or Honolulu?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Honolulu has a cost index of 175 with rent of $1,783/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tampa details → View Honolulu details →

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