Cost of Living: Tampa, FL vs Naperville, IL (2026)

Tampa

Florida
113
VS

Naperville

Illinois
147

Tampa is 23% cheaper than Naperville.

$1,567/mo ↓ 15%
Median Rent
$1,852/mo ↑ 18%
$71,302/yr ↓ 53%
Median Income
$150,937/yr ↑ 112%
$375,300 ↓ 26%
Home Value
$509,900 ↑ 36%
$1,553/mo ↓ 28%
Owner Costs
$2,161/mo ↑ 39%
393,389
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
2.07%

Affordability

26.4%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Naperville, IL, the overall cost of living indices are 113 and 147 respectively (national median = 100). Rent is $285/month cheaper in Tampa, saving renters about $3,420/year.

Median household income is $79,635/year higher in Naperville. Home values also differ significantly — the median in Tampa is $375,300 compared to $509,900 in Naperville.

Florida has no state income tax, giving Tampa residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Tampa vs Naperville — common questions

Is Tampa or Naperville cheaper to live in?
Based on our cost index, Tampa is cheaper to live in with an index of 113 compared to 147 (US average = 100).
What is the rent difference between Tampa and Naperville?
Median rent in Tampa is $1,567/month and in Naperville it's $1,852/month — a difference of $285/month.
Which city has higher income, Tampa or Naperville?
Median household income is $71,302 in Tampa and $150,937 in Naperville. Median household income is $79,635/year higher in Naperville.
How do taxes compare between Florida and Illinois?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Tampa or Naperville?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tampa details → View Naperville details →

More Comparisons

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