Cost of Living: Tampa, FL vs Odessa, TX (2026)

Tampa

Florida
113
VS

Odessa

Texas
83

Tampa is 36% more expensive than Odessa.

$1,567/mo ↑ 19%
Median Rent
$1,322/mo ↓ 16%
$71,302/yr ↓ 2%
Median Income
$73,030/yr ↑ 2%
$375,300 ↑ 80%
Home Value
$208,000 ↓ 45%
$1,553/mo ↑ 24%
Owner Costs
$1,251/mo ↓ 19%
393,389
Population
114,080

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

26.4%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Odessa, TX, the overall cost of living indices are 113 and 83 respectively (national median = 100). Rent is $245/month cheaper in Odessa, saving renters about $2,940/year.

Median household income is $1,728/year higher in Odessa. Home values also differ significantly — the median in Tampa is $375,300 compared to $208,000 in Odessa.

Frequently Asked Questions

Tampa vs Odessa — common questions

Is Tampa or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 113 (US average = 100).
What is the rent difference between Tampa and Odessa?
Median rent in Tampa is $1,567/month and in Odessa it's $1,322/month — a difference of $245/month.
Which city has higher income, Tampa or Odessa?
Median household income is $71,302 in Tampa and $73,030 in Odessa. Median household income is $1,728/year higher in Odessa.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tampa or Odessa?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tampa details → View Odessa details →

More Comparisons

Other cost of living comparisons for Tampa and Odessa

Tampa vs. Arlington Tampa vs. Aurora Tampa vs. Wichita Tampa vs. New Orleans Tampa vs. Bakersfield Tampa vs. Cleveland Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham