Cost of Living: Tampa, FL vs Ontario, CA (2026)

Tampa

Florida
113
VS

Ontario

California
152

Tampa is 26% cheaper than Ontario.

$1,567/mo ↓ 18%
Median Rent
$1,916/mo ↑ 22%
$71,302/yr ↓ 14%
Median Income
$82,806/yr ↑ 16%
$375,300 ↓ 34%
Home Value
$568,000 ↑ 51%
$1,553/mo ↓ 21%
Owner Costs
$1,967/mo ↑ 27%
393,389
Population
178,347

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

26.4%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Ontario, CA, the overall cost of living indices are 113 and 152 respectively (national median = 100). Rent is $349/month cheaper in Tampa, saving renters about $4,188/year.

Median household income is $11,504/year higher in Ontario. Home values also differ significantly — the median in Tampa is $375,300 compared to $568,000 in Ontario.

Florida has no state income tax, giving Tampa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Tampa vs Ontario — common questions

Is Tampa or Ontario cheaper to live in?
Based on our cost index, Tampa is cheaper to live in with an index of 113 compared to 152 (US average = 100).
What is the rent difference between Tampa and Ontario?
Median rent in Tampa is $1,567/month and in Ontario it's $1,916/month — a difference of $349/month.
Which city has higher income, Tampa or Ontario?
Median household income is $71,302 in Tampa and $82,806 in Ontario. Median household income is $11,504/year higher in Ontario.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Tampa or Ontario?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tampa details → View Ontario details →

More Comparisons

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