Cost of Living: Tampa, FL vs Oxnard, CA (2026)

Tampa

Florida
113
VS

Oxnard

California
159

Tampa is 29% cheaper than Oxnard.

$1,567/mo ↓ 20%
Median Rent
$1,962/mo ↑ 25%
$71,302/yr ↓ 24%
Median Income
$93,372/yr ↑ 31%
$375,300 ↓ 39%
Home Value
$617,800 ↑ 65%
$1,553/mo ↓ 21%
Owner Costs
$1,976/mo ↑ 27%
393,389
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

26.4%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Oxnard, CA, the overall cost of living indices are 113 and 159 respectively (national median = 100). Rent is $395/month cheaper in Tampa, saving renters about $4,740/year.

Median household income is $22,070/year higher in Oxnard. Home values also differ significantly — the median in Tampa is $375,300 compared to $617,800 in Oxnard.

Florida has no state income tax, giving Tampa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Tampa vs Oxnard — common questions

Is Tampa or Oxnard cheaper to live in?
Based on our cost index, Tampa is cheaper to live in with an index of 113 compared to 159 (US average = 100).
What is the rent difference between Tampa and Oxnard?
Median rent in Tampa is $1,567/month and in Oxnard it's $1,962/month — a difference of $395/month.
Which city has higher income, Tampa or Oxnard?
Median household income is $71,302 in Tampa and $93,372 in Oxnard. Median household income is $22,070/year higher in Oxnard.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Tampa or Oxnard?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tampa details → View Oxnard details →

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