Cost of Living: Tampa, FL vs San Bernardino, CA (2026)

Tampa

Florida
113
VS

San Bernardino

California
109

Tampa is 4% more expensive than San Bernardino.

$1,567/mo ↑ 9%
Median Rent
$1,433/mo ↓ 9%
$71,302/yr ↑ 11%
Median Income
$63,988/yr ↓ 10%
$375,300 ↓ 2%
Home Value
$384,900 ↑ 3%
$1,553/mo ↑ 5%
Owner Costs
$1,478/mo ↓ 5%
393,389
Population
221,774

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

26.4%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and San Bernardino, CA, the overall cost of living indices are 113 and 109 respectively (national median = 100). Rent is $134/month cheaper in San Bernardino, saving renters about $1,608/year.

Median household income is $7,314/year higher in Tampa. Home values also differ significantly — the median in Tampa is $375,300 compared to $384,900 in San Bernardino.

Florida has no state income tax, giving Tampa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Tampa vs San Bernardino — common questions

Is Tampa or San Bernardino cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 113 (US average = 100).
What is the rent difference between Tampa and San Bernardino?
Median rent in Tampa is $1,567/month and in San Bernardino it's $1,433/month — a difference of $134/month.
Which city has higher income, Tampa or San Bernardino?
Median household income is $71,302 in Tampa and $63,988 in San Bernardino. Median household income is $7,314/year higher in Tampa.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Tampa or San Bernardino?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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