Cost of Living: Tampa, FL vs Springfield, MA (2026)

Tampa

Florida
113
VS

Springfield

Massachusetts
79

Tampa is 43% more expensive than Springfield.

$1,567/mo ↑ 41%
Median Rent
$1,114/mo ↓ 29%
$71,302/yr ↑ 39%
Median Income
$51,339/yr ↓ 28%
$375,300 ↑ 69%
Home Value
$222,700 ↓ 41%
$1,553/mo ↑ 22%
Owner Costs
$1,276/mo ↓ 18%
393,389
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

26.4%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Springfield, MA, the overall cost of living indices are 113 and 79 respectively (national median = 100). Rent is $453/month cheaper in Springfield, saving renters about $5,436/year.

Median household income is $19,963/year higher in Tampa. Home values also differ significantly — the median in Tampa is $375,300 compared to $222,700 in Springfield.

Florida has no state income tax, giving Tampa residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Tampa vs Springfield — common questions

Is Tampa or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 113 (US average = 100).
What is the rent difference between Tampa and Springfield?
Median rent in Tampa is $1,567/month and in Springfield it's $1,114/month — a difference of $453/month.
Which city has higher income, Tampa or Springfield?
Median household income is $71,302 in Tampa and $51,339 in Springfield. Median household income is $19,963/year higher in Tampa.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Tampa or Springfield?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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