Cost of Living: Tampa, FL vs Toledo, OH (2026)

Tampa

Florida
113
VS

Toledo

Ohio
52

Tampa is 117% more expensive than Toledo.

$1,567/mo ↑ 78%
Median Rent
$880/mo ↓ 44%
$71,302/yr ↑ 50%
Median Income
$47,532/yr ↓ 33%
$375,300 ↑ 251%
Home Value
$107,000 ↓ 71%
$1,553/mo ↑ 81%
Owner Costs
$856/mo ↓ 45%
393,389
Population
268,461

Tax Comparison

0%
Income Tax
3.5%
6.0%
State Sales Tax
5.75%
0.86%
Property Tax
1.53%

Affordability

26.4%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Toledo, OH, the overall cost of living indices are 113 and 52 respectively (national median = 100). Rent is $687/month cheaper in Toledo, saving renters about $8,244/year.

Median household income is $23,770/year higher in Tampa. Home values also differ significantly — the median in Tampa is $375,300 compared to $107,000 in Toledo.

Florida has no state income tax, giving Tampa residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Tampa vs Toledo — common questions

Is Tampa or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 113 (US average = 100).
What is the rent difference between Tampa and Toledo?
Median rent in Tampa is $1,567/month and in Toledo it's $880/month — a difference of $687/month.
Which city has higher income, Tampa or Toledo?
Median household income is $71,302 in Tampa and $47,532 in Toledo. Median household income is $23,770/year higher in Tampa.
How do taxes compare between Florida and Ohio?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Tampa or Toledo?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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