Cost of Living: Thousand Oaks, CA vs Clearwater, FL (2026)

Thousand Oaks

California
226
VS

Clearwater

Florida
105

Thousand Oaks is 115% more expensive than Clearwater.

$2,580/mo ↑ 68%
Median Rent
$1,539/mo ↓ 40%
$134,367/yr ↑ 109%
Median Income
$64,440/yr ↓ 52%
$951,200 ↑ 192%
Home Value
$326,100 ↓ 66%
$2,726/mo ↑ 93%
Owner Costs
$1,411/mo ↓ 48%
125,676
Population
117,075

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

23.0%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Thousand Oaks, CA and Clearwater, FL, the overall cost of living indices are 226 and 105 respectively (national median = 100). Rent is $1,041/month cheaper in Clearwater, saving renters about $12,492/year.

Median household income is $69,927/year higher in Thousand Oaks. Home values also differ significantly — the median in Thousand Oaks is $951,200 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Thousand Oaks vs Clearwater — common questions

Is Thousand Oaks or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 226 (US average = 100).
What is the rent difference between Thousand Oaks and Clearwater?
Median rent in Thousand Oaks is $2,580/month and in Clearwater it's $1,539/month — a difference of $1,041/month.
Which city has higher income, Thousand Oaks or Clearwater?
Median household income is $134,367 in Thousand Oaks and $64,440 in Clearwater. Median household income is $69,927/year higher in Thousand Oaks.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Thousand Oaks or Clearwater?
It depends on your priorities. Thousand Oaks has a cost index of 226 with median rent of $2,580/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Thousand Oaks details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Thousand Oaks and Clearwater

Thousand Oaks vs. Simi Valley Thousand Oaks vs. Allentown Thousand Oaks vs. Pearland Thousand Oaks vs. Palm Bay Thousand Oaks vs. Topeka Thousand Oaks vs. Meridian Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville