Cost of Living: Thousand Oaks, CA vs Concord, CA (2026)

Thousand Oaks

California
226
VS

Concord

California
187

Thousand Oaks is 21% more expensive than Concord.

$2,580/mo ↑ 16%
Median Rent
$2,226/mo ↓ 14%
$134,367/yr ↑ 23%
Median Income
$109,195/yr ↓ 19%
$951,200 ↑ 26%
Home Value
$755,900 ↓ 21%
$2,726/mo ↑ 19%
Owner Costs
$2,284/mo ↓ 16%
125,676
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.0%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Thousand Oaks, CA and Concord, CA, the overall cost of living indices are 226 and 187 respectively (national median = 100). Rent is $354/month cheaper in Concord, saving renters about $4,248/year.

Median household income is $25,172/year higher in Thousand Oaks. Home values also differ significantly — the median in Thousand Oaks is $951,200 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Thousand Oaks vs Concord — common questions

Is Thousand Oaks or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 226 (US average = 100).
What is the rent difference between Thousand Oaks and Concord?
Median rent in Thousand Oaks is $2,580/month and in Concord it's $2,226/month — a difference of $354/month.
Which city has higher income, Thousand Oaks or Concord?
Median household income is $134,367 in Thousand Oaks and $109,195 in Concord. Median household income is $25,172/year higher in Thousand Oaks.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Thousand Oaks or Concord?
It depends on your priorities. Thousand Oaks has a cost index of 226 with median rent of $2,580/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Thousand Oaks details → View Concord details →

More Comparisons

Other cost of living comparisons for Thousand Oaks and Concord

Thousand Oaks vs. Simi Valley Thousand Oaks vs. Allentown Thousand Oaks vs. Pearland Thousand Oaks vs. Palm Bay Thousand Oaks vs. Topeka Thousand Oaks vs. Meridian Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station