Cost of Living: Thousand Oaks, CA vs Temecula, CA (2026)

Thousand Oaks

California
226
VS

Temecula

California
179

Thousand Oaks is 26% more expensive than Temecula.

$2,580/mo ↑ 12%
Median Rent
$2,297/mo ↓ 11%
$134,367/yr ↑ 14%
Median Income
$117,840/yr ↓ 12%
$951,200 ↑ 49%
Home Value
$640,400 ↓ 33%
$2,726/mo ↑ 12%
Owner Costs
$2,435/mo ↓ 11%
125,676
Population
110,404

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.0%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Thousand Oaks, CA and Temecula, CA, the overall cost of living indices are 226 and 179 respectively (national median = 100). Rent is $283/month cheaper in Temecula, saving renters about $3,396/year.

Median household income is $16,527/year higher in Thousand Oaks. Home values also differ significantly — the median in Thousand Oaks is $951,200 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Thousand Oaks vs Temecula — common questions

Is Thousand Oaks or Temecula cheaper to live in?
Based on our cost index, Temecula is cheaper to live in with an index of 179 compared to 226 (US average = 100).
What is the rent difference between Thousand Oaks and Temecula?
Median rent in Thousand Oaks is $2,580/month and in Temecula it's $2,297/month — a difference of $283/month.
Which city has higher income, Thousand Oaks or Temecula?
Median household income is $134,367 in Thousand Oaks and $117,840 in Temecula. Median household income is $16,527/year higher in Thousand Oaks.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Thousand Oaks or Temecula?
It depends on your priorities. Thousand Oaks has a cost index of 226 with median rent of $2,580/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Thousand Oaks details → View Temecula details →

More Comparisons

Other cost of living comparisons for Thousand Oaks and Temecula

Thousand Oaks vs. Simi Valley Thousand Oaks vs. Allentown Thousand Oaks vs. Pearland Thousand Oaks vs. Palm Bay Thousand Oaks vs. Topeka Thousand Oaks vs. Meridian Temecula vs. Costa Mesa Temecula vs. Ventura Temecula vs. Everett Temecula vs. Santa Maria Temecula vs. Miami Gardens Temecula vs. Sugar Land