Cost of Living: Toledo, OH vs Carlsbad, CA (2026)

Toledo

Ohio
52
VS

Carlsbad

California
253

Toledo is 79% cheaper than Carlsbad.

$880/mo ↓ 67%
Median Rent
$2,678/mo ↑ 204%
$47,532/yr ↓ 66%
Median Income
$139,326/yr ↑ 193%
$107,000 ↓ 91%
Home Value
$1,156,900 ↑ 981%
$856/mo ↓ 69%
Owner Costs
$2,801/mo ↑ 227%
268,461
Population
114,500

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
23.1%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Carlsbad, CA, the overall cost of living indices are 52 and 253 respectively (national median = 100). Rent is $1,798/month cheaper in Toledo, saving renters about $21,576/year.

Median household income is $91,794/year higher in Carlsbad. Home values also differ significantly — the median in Toledo is $107,000 compared to $1,156,900 in Carlsbad.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Carlsbad — common questions

Is Toledo or Carlsbad cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 253 (US average = 100).
What is the rent difference between Toledo and Carlsbad?
Median rent in Toledo is $880/month and in Carlsbad it's $2,678/month — a difference of $1,798/month.
Which city has higher income, Toledo or Carlsbad?
Median household income is $47,532 in Toledo and $139,326 in Carlsbad. Median household income is $91,794/year higher in Carlsbad.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Toledo or Carlsbad?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Carlsbad has a cost index of 253 with rent of $2,678/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Carlsbad details →

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