Cost of Living: Toledo, OH vs Columbia, MO (2026)

Toledo

Ohio
52
VS

Columbia

Missouri
80

Toledo is 35% cheaper than Columbia.

$880/mo ↓ 18%
Median Rent
$1,067/mo ↑ 21%
$47,532/yr ↓ 26%
Median Income
$64,488/yr ↑ 36%
$107,000 ↓ 60%
Home Value
$268,300 ↑ 151%
$856/mo ↓ 23%
Owner Costs
$1,114/mo ↑ 30%
268,461
Population
127,200

Tax Comparison

3.5%
Income Tax
4.95%
5.75%
State Sales Tax
4.225%
1.53%
Property Tax
0.93%

Affordability

22.2%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Columbia, MO, the overall cost of living indices are 52 and 80 respectively (national median = 100). Rent is $187/month cheaper in Toledo, saving renters about $2,244/year.

Median household income is $16,956/year higher in Columbia. Home values also differ significantly — the median in Toledo is $107,000 compared to $268,300 in Columbia.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Columbia — common questions

Is Toledo or Columbia cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 80 (US average = 100).
What is the rent difference between Toledo and Columbia?
Median rent in Toledo is $880/month and in Columbia it's $1,067/month — a difference of $187/month.
Which city has higher income, Toledo or Columbia?
Median household income is $47,532 in Toledo and $64,488 in Columbia. Median household income is $16,956/year higher in Columbia.
How do taxes compare between Ohio and Missouri?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Toledo or Columbia?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Columbia has a cost index of 80 with rent of $1,067/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Columbia details →

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