Cost of Living: Toledo, OH vs Dearborn, MI (2026)

Toledo

Ohio
52
VS

Dearborn

Michigan
79

Toledo is 34% cheaper than Dearborn.

$880/mo ↓ 30%
Median Rent
$1,264/mo ↑ 44%
$47,532/yr ↓ 27%
Median Income
$65,192/yr ↑ 37%
$107,000 ↓ 48%
Home Value
$205,900 ↑ 92%
$856/mo ↓ 27%
Owner Costs
$1,174/mo ↑ 37%
268,461
Population
107,846

Tax Comparison

3.5%
Income Tax
4.25%
5.75%
State Sales Tax
6.0%
1.53%
Property Tax
1.38%

Affordability

22.2%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Dearborn, MI, the overall cost of living indices are 52 and 79 respectively (national median = 100). Rent is $384/month cheaper in Toledo, saving renters about $4,608/year.

Median household income is $17,660/year higher in Dearborn. Home values also differ significantly — the median in Toledo is $107,000 compared to $205,900 in Dearborn.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Dearborn — common questions

Is Toledo or Dearborn cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 79 (US average = 100).
What is the rent difference between Toledo and Dearborn?
Median rent in Toledo is $880/month and in Dearborn it's $1,264/month — a difference of $384/month.
Which city has higher income, Toledo or Dearborn?
Median household income is $47,532 in Toledo and $65,192 in Dearborn. Median household income is $17,660/year higher in Dearborn.
How do taxes compare between Ohio and Michigan?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Toledo or Dearborn?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Dearborn details →

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