Cost of Living: Toledo, OH vs Fort Collins, CO (2026)

Toledo

Ohio
52
VS

Fort Collins

Colorado
137

Toledo is 62% cheaper than Fort Collins.

$880/mo ↓ 47%
Median Rent
$1,661/mo ↑ 89%
$47,532/yr ↓ 43%
Median Income
$83,598/yr ↑ 76%
$107,000 ↓ 80%
Home Value
$548,400 ↑ 413%
$856/mo ↓ 49%
Owner Costs
$1,692/mo ↑ 98%
268,461
Population
169,705

Tax Comparison

3.5%
Income Tax
4.4%
5.75%
State Sales Tax
2.9%
1.53%
Property Tax
0.51%

Affordability

22.2%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Fort Collins, CO, the overall cost of living indices are 52 and 137 respectively (national median = 100). Rent is $781/month cheaper in Toledo, saving renters about $9,372/year.

Median household income is $36,066/year higher in Fort Collins. Home values also differ significantly — the median in Toledo is $107,000 compared to $548,400 in Fort Collins.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Fort Collins — common questions

Is Toledo or Fort Collins cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 137 (US average = 100).
What is the rent difference between Toledo and Fort Collins?
Median rent in Toledo is $880/month and in Fort Collins it's $1,661/month — a difference of $781/month.
Which city has higher income, Toledo or Fort Collins?
Median household income is $47,532 in Toledo and $83,598 in Fort Collins. Median household income is $36,066/year higher in Fort Collins.
How do taxes compare between Ohio and Colorado?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Toledo or Fort Collins?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Fort Collins details →

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