Cost of Living: Toledo, OH vs Hartford, CT (2026)

Toledo

Ohio
52
VS

Hartford

Connecticut
81

Toledo is 36% cheaper than Hartford.

$880/mo ↓ 28%
Median Rent
$1,221/mo ↑ 39%
$47,532/yr ↑ 5%
Median Income
$45,300/yr ↓ 5%
$107,000 ↓ 51%
Home Value
$217,200 ↑ 103%
$856/mo ↓ 33%
Owner Costs
$1,279/mo ↑ 49%
268,461
Population
119,970

Tax Comparison

3.5%
Income Tax
6.99%
5.75%
State Sales Tax
6.35%
1.53%
Property Tax
2.15%

Affordability

22.2%
rent-to-income
Affordability
32.3%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Hartford, CT, the overall cost of living indices are 52 and 81 respectively (national median = 100). Rent is $341/month cheaper in Toledo, saving renters about $4,092/year.

Median household income is $2,232/year higher in Toledo. Home values also differ significantly — the median in Toledo is $107,000 compared to $217,200 in Hartford.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Hartford — common questions

Is Toledo or Hartford cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 81 (US average = 100).
What is the rent difference between Toledo and Hartford?
Median rent in Toledo is $880/month and in Hartford it's $1,221/month — a difference of $341/month.
Which city has higher income, Toledo or Hartford?
Median household income is $47,532 in Toledo and $45,300 in Hartford. Median household income is $2,232/year higher in Toledo.
How do taxes compare between Ohio and Connecticut?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Toledo or Hartford?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Hartford has a cost index of 81 with rent of $1,221/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Hartford details →

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