Cost of Living: Toledo, OH vs Hayward, CA (2026)

Toledo

Ohio
52
VS

Hayward

California
200

Toledo is 74% cheaper than Hayward.

$880/mo ↓ 63%
Median Rent
$2,360/mo ↑ 168%
$47,532/yr ↓ 58%
Median Income
$113,775/yr ↑ 139%
$107,000 ↓ 87%
Home Value
$820,700 ↑ 667%
$856/mo ↓ 65%
Owner Costs
$2,420/mo ↑ 183%
268,461
Population
159,201

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
24.9%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Hayward, CA, the overall cost of living indices are 52 and 200 respectively (national median = 100). Rent is $1,480/month cheaper in Toledo, saving renters about $17,760/year.

Median household income is $66,243/year higher in Hayward. Home values also differ significantly — the median in Toledo is $107,000 compared to $820,700 in Hayward.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Hayward — common questions

Is Toledo or Hayward cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 200 (US average = 100).
What is the rent difference between Toledo and Hayward?
Median rent in Toledo is $880/month and in Hayward it's $2,360/month — a difference of $1,480/month.
Which city has higher income, Toledo or Hayward?
Median household income is $47,532 in Toledo and $113,775 in Hayward. Median household income is $66,243/year higher in Hayward.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Toledo or Hayward?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Hayward has a cost index of 200 with rent of $2,360/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Hayward details →

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