Cost of Living: Toledo, OH vs McAllen, TX (2026)

Toledo

Ohio
52
VS

McAllen

Texas
66

Toledo is 21% cheaper than McAllen.

$880/mo ↓ 13%
Median Rent
$1,017/mo ↑ 16%
$47,532/yr ↓ 21%
Median Income
$60,165/yr ↑ 27%
$107,000 ↓ 38%
Home Value
$173,800 ↑ 62%
$856/mo ↓ 14%
Owner Costs
$996/mo ↑ 16%
268,461
Population
143,789

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and McAllen, TX, the overall cost of living indices are 52 and 66 respectively (national median = 100). Rent is $137/month cheaper in Toledo, saving renters about $1,644/year.

Median household income is $12,633/year higher in McAllen. Home values also differ significantly — the median in Toledo is $107,000 compared to $173,800 in McAllen.

Texas has no state income tax, giving McAllen residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs McAllen — common questions

Is Toledo or McAllen cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 66 (US average = 100).
What is the rent difference between Toledo and McAllen?
Median rent in Toledo is $880/month and in McAllen it's $1,017/month — a difference of $137/month.
Which city has higher income, Toledo or McAllen?
Median household income is $47,532 in Toledo and $60,165 in McAllen. Median household income is $12,633/year higher in McAllen.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or McAllen?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while McAllen has a cost index of 66 with rent of $1,017/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View McAllen details →

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