Cost of Living: Toledo, OH vs Miami Gardens, FL (2026)

Toledo

Ohio
52
VS

Miami Gardens

Florida
115

Toledo is 55% cheaper than Miami Gardens.

$880/mo ↓ 49%
Median Rent
$1,709/mo ↑ 94%
$47,532/yr ↓ 22%
Median Income
$60,979/yr ↑ 28%
$107,000 ↓ 68%
Home Value
$337,200 ↑ 215%
$856/mo ↓ 48%
Owner Costs
$1,640/mo ↑ 92%
268,461
Population
111,264

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.0%
1.53%
Property Tax
0.86%

Affordability

22.2%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Miami Gardens, FL, the overall cost of living indices are 52 and 115 respectively (national median = 100). Rent is $829/month cheaper in Toledo, saving renters about $9,948/year.

Median household income is $13,447/year higher in Miami Gardens. Home values also differ significantly — the median in Toledo is $107,000 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Miami Gardens — common questions

Is Toledo or Miami Gardens cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 115 (US average = 100).
What is the rent difference between Toledo and Miami Gardens?
Median rent in Toledo is $880/month and in Miami Gardens it's $1,709/month — a difference of $829/month.
Which city has higher income, Toledo or Miami Gardens?
Median household income is $47,532 in Toledo and $60,979 in Miami Gardens. Median household income is $13,447/year higher in Miami Gardens.
How do taxes compare between Ohio and Florida?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Toledo or Miami Gardens?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Miami Gardens details →

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