Cost of Living: Toledo, OH vs Midland, TX (2026)

Toledo

Ohio
52
VS

Midland

Texas
99

Toledo is 47% cheaper than Midland.

$880/mo ↓ 37%
Median Rent
$1,407/mo ↑ 60%
$47,532/yr ↓ 48%
Median Income
$91,169/yr ↑ 92%
$107,000 ↓ 64%
Home Value
$298,600 ↑ 179%
$856/mo ↓ 42%
Owner Costs
$1,468/mo ↑ 71%
268,461
Population
133,998

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Midland, TX, the overall cost of living indices are 52 and 99 respectively (national median = 100). Rent is $527/month cheaper in Toledo, saving renters about $6,324/year.

Median household income is $43,637/year higher in Midland. Home values also differ significantly — the median in Toledo is $107,000 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Midland — common questions

Is Toledo or Midland cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 99 (US average = 100).
What is the rent difference between Toledo and Midland?
Median rent in Toledo is $880/month and in Midland it's $1,407/month — a difference of $527/month.
Which city has higher income, Toledo or Midland?
Median household income is $47,532 in Toledo and $91,169 in Midland. Median household income is $43,637/year higher in Midland.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or Midland?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Midland details →

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