Cost of Living: Toledo, OH vs Montgomery, AL (2026)

Toledo

Ohio
52
VS

Montgomery

Alabama
64

Toledo is 19% cheaper than Montgomery.

$880/mo ↓ 17%
Median Rent
$1,059/mo ↑ 20%
$47,532/yr ↓ 15%
Median Income
$55,687/yr ↑ 17%
$107,000 ↓ 28%
Home Value
$148,500 ↑ 39%
$856/mo ↓ 16%
Owner Costs
$1,023/mo ↑ 20%
268,461
Population
198,440

Tax Comparison

3.5%
Income Tax
5.0%
5.75%
State Sales Tax
4.0%
1.53%
Property Tax
0.41%

Affordability

22.2%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Montgomery, AL, the overall cost of living indices are 52 and 64 respectively (national median = 100). Rent is $179/month cheaper in Toledo, saving renters about $2,148/year.

Median household income is $8,155/year higher in Montgomery. Home values also differ significantly — the median in Toledo is $107,000 compared to $148,500 in Montgomery.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Montgomery — common questions

Is Toledo or Montgomery cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 64 (US average = 100).
What is the rent difference between Toledo and Montgomery?
Median rent in Toledo is $880/month and in Montgomery it's $1,059/month — a difference of $179/month.
Which city has higher income, Toledo or Montgomery?
Median household income is $47,532 in Toledo and $55,687 in Montgomery. Median household income is $8,155/year higher in Montgomery.
How do taxes compare between Ohio and Alabama?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Toledo or Montgomery?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Montgomery details →

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